Specialist mortgages

Compare mortgage rates from over 100 lenders across the whole of the market.

With QPS, you can gain access to lenders who consider your complete income, unlocking larger mortgage opportunities.

Compare mortgages from over 100 different mortgage lenders for free.

We’ve partnered with Freelancer Financials to make the most competitive mortgages more accessible.

In partnership with Freelancer Financials, a family-owned, award-winning broker, QPS can search the entire market to find the best mortgage deals for you.

You could save hundreds of pounds each month—adding up to thousands over the life of your mortgage!

Search mortgages

Our specialist mortgages - The benefits in a nutshell:

Compare 100+ leading UK mortgage providers
Reveal market-leading deals and interest rates
Huge potential savings at your fingertips
Free advice/no-obligation quote from our brokers
Specialist mortgages

Mortgages for contractors, made easy!

How much could you borrow?

To get an instant estimate of your borrowing potential, just use the calculator below and adjust the slider to reflect your day rate.

Ready to take the next step? You can request a callback using the form below to go over your options and find the best quote for your circumstances.

Important: Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured upon it.

Financial advice is given by Freelancer Financials, which is a trading name of Mortgage Quest Ltd and is regulated and authorised by the Financial Conduct Authority (FCA), under firm reference number 312484. Registered office address for Mortgage Quest Ltd is Avondale House, 262 Uxbridge Road, Hatch End, Pinner, Middlesex, HA5 4HS. Registered in England No. 5013239. The FCA does not regulate some investment mortgage contracts.

Specialist mortgage FAQs

I'm a contractor, can you help me secure a mortgage?

Yes! – Mortgage Quest has negotiated custom underwriting criteria with multiple high street lenders who understand how to assess contractors’ income. This means your mortgage is based on your contract rate, not pay slips or tax returns, often leading to more favourable terms than those typically offered to self-employed individuals.

You can search for specialist contractor mortgage deals here.

To apply for a mortgage, you’ll need:

  • A signed copy of your contract
  • Proof of ID
  • Your CV
  • 3 months’ bank statements

We assist a wide range of clients, including contractors, across industries such as IT, engineering, telecom, finance, medicine, education, and more. No matter your profession, we likely have a solution tailored for you.

We are FCA-accredited, independent brokers with strong relationships with a variety of lenders. This allows us to offer impartial advice and find competitive mortgage products for contractors, overcoming the biases of traditional lenders.

We work proactively to complete most mortgage applications within 3-5 weeks, keeping you updated at every step.

Have questions?

Our friendly team are on hand to provide you with more information about our services, and answer your questions.

Request a callback

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Whether you need payroll funding, outsourced employment, financial wellbeing, or global expansion, QPS empowers you to expand in any direction, at any stage of your journey.

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